Brothers and Sisters, I encourage everyone to get an annual physical. In my latest physical I carried a copy of the attached recommendations to my doctor and asked him to complete all the tests recommended by the IAFF/IAFC partnership. He happily complied with all but the bladder cancer test, which apparently cannot be done by the multicare lab. The tests were all paid normally under my insurance, remember its all in the coding so make sure your doctor is on board. Check out the recommendations in this document (Chapter 2) and speak with your doc about making your physical more thorough. We need to take this responsibility for our own health so we don't end up with department administered physicals. Good luck! Brett Collett